Special Programs

Personal Property Protection

Protecting Personal Property on the Yale University Campus

Yale University does not assume responsibility for personal property belonging to students, faculty or staff.

The University urges all students to obtain insurance to protect against the unlikely occurrence of loss or damage to their personal belongings.

Although coverage may be available through homeowner's policies, the deductible may be high. For convenience, the University has made available a personal property insurance program underwritten by Harleysville Insurance, and administered by Haylor, Freyer & Coon. This comprehensive program provides affordable personal property coverage with low deductible options, and easy enrollment for all Yale students, faculty & staff.  All transactions and communications are directly between the Yale student, faculty or staff member and and HFC or Harleysville.  The University is not involved in the administration of this program at all. Although the University makes this program available, it encouranges the purchaser to review all options, including the use of homeowner's insurance, to make an informed decision.

For a Brochure & Application, click on the link below or call the Office of Risk Management at 432–0140 for more information.

Information on Yale’s recommended Laptop Security Programs, can be found at Yale University Security.


Tenant User Liability Insurance Program

Users of a Yale facility for a non–Yale sponsored event must be insured for liability, and must give evidence of such coverage (an insurance certificate) to the event location office and to the Office of Risk Management. Users not having their own insurance are welcome to use the TULIP program as an option for purchasing the general liability insurance that Yale requires.

Please note that this is an on–line program and coverage may not be available for all event types. Use of this program is not a guarantee of insurance. Premiums are based on the type of event, the length of the event, and anticipated number of participants.

This coverage is provided by an outside vendor. Access more information or apply for TULIP coverage.

Once you access the URMIA TULIP website, please follow the instructions for obtaining a quote for the event. The University venues most often used are built into the program, so please select the specific venue. Please select the master Yale University code 4164 only if the venue you wish to use is not shown

You will receive an e:mail confirmation after you have applied and been accepted for coverage. Confirmation e:mails will automatically be sent to the event venue office and to the Yale University Office of Risk Management.

For further information on this program, contact the Office of Risk Management.

If you are not using this program and wish to provide your own liability insurance instead, please consult Yale’s Incoming Certificate of Insurance Requirements.